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Free Checking is our budget checking account that you can open with as little as $100.00. There is no minimum balance requirement and no monthly maintenance fee. You may view copies of your checks online.
You may open a Personal Checking account with as little as $100.00 and can avoid a monthly maintenance fee of $8.50 by simply maintaining an average daily balance of $300.00 or more. Copies of your checks are included with your monthly statement and may also be viewed online.
If you are a full-time student less than 23 years of age, you qualify for our Student Checking Account. You may open this account with as little as $100.00 and your student ID. There is no minimum balance requirement and no monthly maintenance fee. At age 23, your account will be converted to a Free Checking account. You may view copies of your checks online.
If you are age 50 or over, you qualify for our Basic 50 Plus Checking Account with an opening balance of as little as $100.00. There is no minimum balance requirement and no monthly maintenance fee. You will be eligible to receive one order of custom checks per year at no charge. Copies of your checks are included with your monthly statement and may also be viewed online.
If you are age 50 or over, you qualify for our Premier 50 Plus Checking Account, an enhanced version of our Basic 50 Plus Checking. You may open this account with as little as $100.00 and can avoid a monthly maintenance fee of $7.50 by maintaining an average daily balance of $500.00 or more. Interest is earned on a daily collected balance of $500.00 or more. Copies of your checks are included with your monthly statement and may also be viewed online. Additional benefits include:
- Unlimited custom check orders at no charge
- No issuance fee on travelers checks
- No issuance fee on official checks
- $10.00 discount on safe deposit box rental
Our NOW Checking Account pays interest on your daily collected balance and interest is compounded daily and credited to your account monthly. An opening balance of at least $100.00 is required and you must maintain an average daily balance of $500.00 or more to avoid the monthly maintenance fee of $10.00. You earn interest each day the collected balance is $500.00 or more. Copies of your checks are included with your monthly statement and may also be viewed online.
Interest Tiers on Now Checking:
- $500.00 – $2,499.99
- $2,500.00 – $4,999.99
- $5,000.00 or more
Rates and annual percentage yields will vary; check with bank personnel for current rates. Other miscellaneous fees may apply.
| Heritage Premier Checking |
Our Heritage Premier Checking is our elite checking account. A minimum balance of $10,000.00 is required to open the account and an average daily balance of $10,000.00 or more must be maintained to avoid a monthly maintenance fee of $20.00. Interest is earned on a daily collected balance of $10,000.00 or more. Copies of your checks are included with your monthly statements and may also be viewed online. Additional benefits include:
- Heritage Premier Checking checkbook cover
- Unlimited custom check orders at no charge
- Free 3X10 Safe Deposit Box or credit toward a larger box
Interest Tiers on Heritage Premier Checking:
- $10,000.00 – $49,999.99
- $50,000.00 or more
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